VARIABLE ANNUITIES ARE...
long-term, tax-deferred retirement investments offering insurance options such as annuitization and death benefits.

You should know—Variable Annuities invest in portfolios which are subject to market fluctuation, investment risk and possible loss of principal.

FLEXIBILITY
The Freedom Premier III Variable Annuity offers a variety of options and benefits, allowing financial professionals to help tailor a financial strategy that best fits thier clients' needs. Learn More.

INCOME SELECT FOR LIFE RIDER
Offers clietns a number of options including Attained Age levels, Income Enhancement, Spousal Continuaton and Annual Upgrades. Click here to see our Client brochure.

PREMIUM ENHANCEMENT RIDER
With the optional Premium Enhancement rider, WRL adds an additional percentage to the initial premium payment and any subsequent premiums, for an additional fee. Learn More.

THE LIQUIDITY RIDER (L-Shares)
This optional rider reduces the number of years each premium payment is subject to surrender charges. The fee is charged for only the first four years. Learn More.

There are many more options that make the Freedom Premier III Variable Annuity a dynamic product. Please click on the links on the left to download information and sales tools.

For more information call:
    1-800-443-9975, ext. 1975

For broker-dealer use only and not to be shown to the public.

 
Clients should consider variable annuity investment objectives, risks, charges and expenses carefully before investing. The contract and underlying fund prospectus contain this and other information about the variable annuity. Please call 1-800-443-9975, ext. 1975, to obtain a prospectus. Encourage clients to read it carefully before investing.

The WRL Freedom Premier III Variable Annuity contains various fees and charges such as surrender charges (maximum 8.5%), mortality and expense risk fees ranging from 1.25% to 2.15%, an annual service charge of $30, portfolio management fees and other related expenses. Withdrawals of taxable amounts will be subject to ordinary income tax, and if taken before age 59½, a 10% federal income tax penalty may apply.

Policy Form and Riders are available only in states where approved and may vary by state:
WRL Freedom Premier III Policy Form #AV992 101 177 703;
WRL Freedom Premier III Florida Policy Form #AV998 101 177 703;
WRL Freedom Premier III Oregon Policy Form #AV1010 101 177 703

Liquidity Rider Form #RLS 7 0703;
Liquidity Rider Oregon Form #RLS 7 0703(OR)(REV);
Premium Enhancement Rider Form #RER 6 105;
Premium Enhancement Rider Florida Form #RER 6 105(NUE)

		Western Reserve Life Assurance Co of Ohio Home office address: Columbus Ohio Administrative office address: PO Box 5068 Clearwater, FL 337585068 Distributor: AFSG Securities Corporation www.westernreserve.com

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